The payment method that rewards customers with store-locked cashback. They can only spend it with you, so they always come back.
No tools, no complicated setup–just repeat customers.
Retention Rate
30%
5% Instant
Cashback
Average Basket
The Retention Engine
Turn First-Time BuyersInto Regulars.
Turn your processing fees into a loyalty loop that actually brings customers back.
- YESKeep value in your store
- YESMore sales, zero effort
- YESMore repeat purchases
- YESHigher average order value
- YESReal customer relationships
Store-Locked Liquidity
Generic cashback gets spent on gas or groceries. Loya cashback is trapped in your ecosystem. It’s a gift card that automatically refills.
Infinite Referral Loop
Referrals usually reward users once. Loya rewards them every time their friend buys. It turns your customers into your sales team.
Psychological AOV Boost
When a customer has $5 in credit, they don't spend $5. They spend $50 to "unlock" the discount. It feels like free money.
Network Visibility
You appear in the Loya wallet as a store where users already have money. It's the highest converting traffic source possible.
Do the math.
See what Loya can provide
Old Fees (Traditional)
-$3,195
Loya Fees (4%)
-$2,000
New Value Generated
+$4,695
Why Customer Retention Wins Every Time
It costs less and delivers more. Loya helps you turn one-time buyers into repeat customers—without changing how you sell.