Is There a Way to Reuse Cashback Automatically? Yes, Here’s How:
Is There a Way to Reuse Cashback Automatically? Yes, Here’s How:
Is There a Way to Reuse Cashback Automatically? Yes, Here’s How:
Aug 2, 2025
What if every payment was the start of the next one? That’s Loya.
Most loyalty programs make earning rewards complicated. You collect points, wait weeks or months to redeem them, and often end up with tiny discounts you don’t actually want and don't really make a difference. Cashback credit cards sound better, but they usually require approvals, fees, and minimum spend requirements–or have a bunch of fine print that ends up not giving you anything.
LOYA takes a different approach… Instant Cashback, No Points
Frequent shoppers need reliable loyalty programs, and LOYA delivers. Instead of points, tiers, or hidden rules, LOYA gives you 5% instant cashback on every purchase from our brand partners. The moment you pay, your reward is ready to use.
This isn’t store credit that sits unused or expires-it’s real cashback that you can redeem immediately at the same store.
Automatic Reuse of Cashback
Here’s where LOYA changes the game: your cashback doesn’t just sit in an account. It automatically becomes part of your next payment.
That means every purchase fuels the next one. Whether you shop weekly or daily, LOYA helps you build real, spendable value with your favorite brands.
One click, and your cashback is applied instantly. No extra steps, no forgotten balances, no hassle.
It's money you were going to spend anyways, so might as well get a paid for it…
No Extra Cards or Apps Needed
With LOYA, you don’t need to apply for a new credit card or download yet another app. You simply link your preferred payment method, shop as usual, and start earning.
Works with debit, credit, or prepaid cards
No credit checks, bank ties, or hidden fees
Rewards apply instantly, without long waiting periods
Why It Matters for Shoppers
Money you were going to spend anyway can now work harder for you. Instead of giving that value back to banks or letting points expire, you keep it. With LOYA, your shopping becomes a cycle of spending and earning–all in one simple system.
It’s cashback that actually makes sense. We built this to actually make a difference.
What if every payment was the start of the next one? That’s Loya.
Most loyalty programs make earning rewards complicated. You collect points, wait weeks or months to redeem them, and often end up with tiny discounts you don’t actually want and don't really make a difference. Cashback credit cards sound better, but they usually require approvals, fees, and minimum spend requirements–or have a bunch of fine print that ends up not giving you anything.
LOYA takes a different approach… Instant Cashback, No Points
Frequent shoppers need reliable loyalty programs, and LOYA delivers. Instead of points, tiers, or hidden rules, LOYA gives you 5% instant cashback on every purchase from our brand partners. The moment you pay, your reward is ready to use.
This isn’t store credit that sits unused or expires-it’s real cashback that you can redeem immediately at the same store.
Automatic Reuse of Cashback
Here’s where LOYA changes the game: your cashback doesn’t just sit in an account. It automatically becomes part of your next payment.
That means every purchase fuels the next one. Whether you shop weekly or daily, LOYA helps you build real, spendable value with your favorite brands.
One click, and your cashback is applied instantly. No extra steps, no forgotten balances, no hassle.
It's money you were going to spend anyways, so might as well get a paid for it…
No Extra Cards or Apps Needed
With LOYA, you don’t need to apply for a new credit card or download yet another app. You simply link your preferred payment method, shop as usual, and start earning.
Works with debit, credit, or prepaid cards
No credit checks, bank ties, or hidden fees
Rewards apply instantly, without long waiting periods
Why It Matters for Shoppers
Money you were going to spend anyway can now work harder for you. Instead of giving that value back to banks or letting points expire, you keep it. With LOYA, your shopping becomes a cycle of spending and earning–all in one simple system.
It’s cashback that actually makes sense. We built this to actually make a difference.
What if every payment was the start of the next one? That’s Loya.
Most loyalty programs make earning rewards complicated. You collect points, wait weeks or months to redeem them, and often end up with tiny discounts you don’t actually want and don't really make a difference. Cashback credit cards sound better, but they usually require approvals, fees, and minimum spend requirements–or have a bunch of fine print that ends up not giving you anything.
LOYA takes a different approach… Instant Cashback, No Points
Frequent shoppers need reliable loyalty programs, and LOYA delivers. Instead of points, tiers, or hidden rules, LOYA gives you 5% instant cashback on every purchase from our brand partners. The moment you pay, your reward is ready to use.
This isn’t store credit that sits unused or expires-it’s real cashback that you can redeem immediately at the same store.
Automatic Reuse of Cashback
Here’s where LOYA changes the game: your cashback doesn’t just sit in an account. It automatically becomes part of your next payment.
That means every purchase fuels the next one. Whether you shop weekly or daily, LOYA helps you build real, spendable value with your favorite brands.
One click, and your cashback is applied instantly. No extra steps, no forgotten balances, no hassle.
It's money you were going to spend anyways, so might as well get a paid for it…
No Extra Cards or Apps Needed
With LOYA, you don’t need to apply for a new credit card or download yet another app. You simply link your preferred payment method, shop as usual, and start earning.
Works with debit, credit, or prepaid cards
No credit checks, bank ties, or hidden fees
Rewards apply instantly, without long waiting periods
Why It Matters for Shoppers
Money you were going to spend anyway can now work harder for you. Instead of giving that value back to banks or letting points expire, you keep it. With LOYA, your shopping becomes a cycle of spending and earning–all in one simple system.
It’s cashback that actually makes sense. We built this to actually make a difference.